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If you need help managing your money, you’ve come to the right place. We have tons of financial tips for investors and small business owners. Case in point: Here are 10 free spreadsheet templates to help you get a handle on your money.
Test yours at SpeedTest.net to see. If things are slow, it might be time for a full system reboot to clear glitches and restore your speeds. Here’s the right way to do it:
A new credit card fee: Several credit card companies, including Citibank and Synchrony Bank, are charging a $1.99 monthly fee for paper statements. Printing and mailing costs financial institutions $600 million, so they want us to pay for it. Call your card company and ask them to email you the “Schumer box.” It’s an easy-to-read table of all their fees.
Offer digital nomad visas, letting you live and work there for months or even years. Thailand’s, for example, can be renewed for up to five years. Other top destinations include Spain, the Netherlands and Norway. Here’s the full list. You can find me in the Seychelles.
🤖 Have a kid who plays Roblox? Keep them safe from creeps. Go to Account Settings, select the Privacy tab and toggle the voice chat selector to Off. The toggle will go from green to gray, indicating voice chat has been disabled.
iPad keyboard trick: When you need to type with one hand, switch to the floating keyboard. Then, all you have to do is pinch in with two fingers on the onscreen keyboard to shrink it. Move it wherever you want, and type away. To go back to normal, pinch out.
🚨 “Are Bengal cats legal in Australia?” Type that into Google Search and you’re in trouble. Hackers are creating fake websites and hijacking real ones to land at the top for popular search terms. No kidding, cat sites are a big target. Once you’re there, the goal is to get you to download a zip file. Safety first: Never download anything from a website you stumbled upon.
🔎 FYI, Google users: Next time you need help, there’s a search box where you can type what you want to do in everyday language. It sure beats digging around in the tool menus. In Sheets, you can type Remove column, or, in a Doc, try Who last edited this? Handy!
Call me, maybe: Delete your outgoing voicemail message if it uses your voice and replace it with the default included with your device. Why? Hackers can copy your voice to access protected financial records — or pose as you to rip off your friends and relatives.
🖨️ Printer smarts: Turning off your printer can trigger maintenance tasks when you turn it back on, which sucks up expensive ink. Instead, let your printer go into energy-saving mode when it’s not in use.
🎞️ Coming to (paid) Google Workspace in the next few days: Google’s AI-powered Vids app pops out presentations with just a prompt. Describe what you want, drop in files or documents, and Gemini does the rest. The app adds stock footage, generates a script and provides an AI voiceover. Will it make presentations better? Sitting through a PowerPoint presentation is like a mix between a root canal and a colonoscopy … but without the luxury of anesthesia to take the edge off.
Rip those cassette tapes a new one: Time to bring those tapes into the digital age. You can use this USB-based converter ($25.99, 26% off now!) and my favorite free audio-editing software. Nice!
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Not a cure for loneliness: Big Tech says AI tools like Replika let you create a virtual AI companion. The more you chat and pay per month, the more it adapts its tone to become a friend you think you can trust. Remember, you never know what the developers taught it or will take away in a nanosecond.
💻 So long, farewell: The latest version of Windows 11 (24H2) isn’t just routine updates; it also removes some apps, including WordPad, Paint 3D and Tips. To update, go to Settings > Windows Update and enable Get the latest updates as soon as they’re available. FYI, support for Windows 10 ends on Nov. 14, 2025.
One sign your email was hacked? There are messages in your sent folder you definitely didn’t send. Now, check if an unknown device is logged into your account. In Gmail, for instance, click on your account picture, then go to Manage your Google Account > Security > Your Devices > Manage all devices. Look for any devices you don’t recognize and click on them. Sign out when you’re done, and remember to change your password to stay safe.
🧽 No scrubs: Raise your hand if your air fryer is disgusting inside. Try this viral cleaning tip: Instead of scrubbing, squirt in some dish soap, add a little water and run it for about 3 minutes. Voila, all clean!
Android split-screen trick: Did you know you can create a home screen shortcut for apps you use frequently together, like your fave recipe app and Spotify? Just tap the app’s icon > Split screen. Tap between the two apps > Save app pair. Less work, double the apps. Like all things Android, steps may vary on your device.
Cheaper phone bill, please: Not everyone has unlimited data. If you use Chrome on iOS, here’s an easy way to lower your data usage. In the lower right corner of Chrome, tap the three dots > Settings > Bandwidth > Preload Webpages > Only on Wi-Fi. Done!
Channel your inner detective: Every Facebook photo has an ID number that lets you find exactly who posted it. On your computer, right-click on a photo on Facebook, then hit Open in New Tab. In the new tab, look at the address bar, and copy the middle set of numbers in the URL. Then, type https://www.facebook.com/photo.php?fbid= in the address bar and paste in the numbers right after the equal sign. Press Enter and bada-bing.
