The best budgeting and finance tools for home and business
The Mint budgeting app has been folded into Credit Karma, owned by Intuit. It’s been around since 2006, so it’s a shame to see it go. Worry not! There are other options out there.
What to look for in a budgeting app
Don’t just blindly choose the first app that pops up when you search for budgeting apps. There are several factors to consider when selecting the one that fits your needs best.
Security
Most budgeting apps have you connect your credit cards and bank accounts and enter personal information, including your most delicate passwords. That’s a lot of faith given to one app.
With hackers being a constant concern, security should be your number one priority when choosing the right budgeting app. Do they have a history of being hacked? Does the application offer two-factor authentication? Be sure to check the security settings of an app before making a final choice.
Cost
Budgeting apps typically have a free option, but many require upgrading if you want premium options. This doesn’t mean you should avoid the paid apps, but you’ll want to ensure the purchase is worth it for your budgeting needs.
Features
Not every app is created equal. Some will let you track all your financial accounts, and some are more limited. Investigate a few apps before choosing so you can see which features are the most valuable to you and if they are worth paying for. Now onto the apps.
You Need A Budget (YNAB)
When you look up the best budgeting apps online, you’ll probably find YNAB. That’s because it has a ton of robust features you can use to take charge of your personal finance goals.
Think food prices are high now? Get ready to pay even more
Gas prices are incredibly volatile during world events. Russia’s invasion of Ukraine disrupted the supply chain, and millions of barrels of Russian oil were pulled off the market.
Last year’s cyberattack on the East Coast fuel pipeline led to gas shortages, hoarding and wildly fluctuating prices. There are ways to find cheap gas in your area that can help offset the rising costs. Tap or click here to learn more.
Listener question: 'Is Dave Ramsey's budgeting app EveryDollar any good?'
There’s never a wrong time to save some money, but it’s been a crucial task during the pandemic.
Gas prices are high, and every cent you can save on a gallon adds up by the end of the year. One way to save is to use the pumps at big-box stores like Costco and Sam’s Club. A membership to shop and fuel up there isn’t free, but it could offset some of your expenses at the pump. Tap or click here to learn more.
5 best budgeting apps to help get your finances in order
People worldwide have had their finances upended by the stressors the pandemic created. Unemployment, unforeseen medical expenses and a fluctuating economy have made everyone understand the importance of budgeting and personal savings.