Lately, I’ve had way too many calls on my shows from people who have lost thousands (sometimes hundreds of thousands) to scams. These are so cleverly evil, it’s like Ocean’s Eleven but starring a dude with three Instagram followers and a ChatGPT subscription.
You see, we’re way past scam emails from sketchy Nigerian princes. Today’s scams are slick, personalized and powered by scary-good tech like AI voice cloning and deepfakes. And yep, people fall for them every single day.
Here are today’s scummy front-runners, plus how to protect your cash, pride and sanity:
1. The AI voice clone
This one’s horrifying because it sounds like someone you trust. Scammers grab a clip of your child’s, spouse’s, boss’ voice from social media, podcasts or even your voicemail.
Then they call your mom, your grandpa, your partner: “Hi, it’s me. I’m in big trouble. I need money. Don’t tell anyone.” It’s not them. It’s AI. And it works because it feels real.
Anthony in Los Angeles was deceived by scammers who used AI to replicate his son’s voice. Believing his son was in distress, Anthony transferred $25,000 to the fraudsters.
If you get a call like this, call or text the person. Try someone they live or work with.
2. ‘Your bank account’s frozen’
You get a text or call from your “bank,” and the number looks legit. They say your account is locked due to suspicious activity and you need to confirm your info.
Stop right there. That link? Fake. The person on the phone? Also fake.
Charles in Iowa lost over $300,000. Always open your bank’s app or type the web address in yourself. Never tap the link they send.
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