Your stolen information is on the Dark Web - What to do next
The Dark Web keeps internet activity private and anonymous. Dark Web content isn’t indexed by search engines, and you need special software to access it. You can imagine the applications for this, such as avoiding government censorship and keeping one’s identity private.
The Dark Web is also a hotbed for illegal activity, such as selling drugs and firearms. You can also find financial and personal information up for sale. Tap or click here to learn how much your stolen credit card is worth on the Dark Web.
Let’s say you find out that your credit card information has been stolen and is on the Dark Web. Not the best news you can get, but don’t despair. Our sponsor, ExpressVPN, put together a few tips on what to do next. Keep reading for ways to protect your finances.
How did this happen?
You don’t have to do anything wrong for your information to get stolen. A company you have an account with could be breached, exposing thousands or even millions of people’s records.
RELATED: Part of a data breach? These are the steps to take immediately
On the other hand, phishing scams are a persistent danger and clicking on a seemingly legitimate link could take you to a malicious webpage, where anything you enter is seen by a scammer.
Unsecured public Wi-Fi is a prime target for hackers to spy on your activity and steal information.
Damage control
ExpressVPN pointed out that if your credit card information was stolen, you need to take action as soon as possible to minimize the damage to your finances and privacy. Here are some tips to stay protected:
- Contact a credit reporting agency (Equifax, TransUnion or Experian) to request a credit freeze. This prevents anyone else from accessing your credit and makes it harder for thieves to open new accounts in your name. A credit freeze doesn’t affect your credit score but you’ll have to go through a process to unfreeze it afterwards. Tap or click here to learn more about how freezing your credit works.
- Change your password. Having unique passwords for every online account is critical. The easiest way to create and track unique strong passwords is with a password manager. Tap or click here to learn more about these useful security tools.
- Contact your bank and card issuer to close the card. You may have to take this extra step if your banking information was exposed. You can close the compromised card and get a new one. Ask for the fraud department and see if they can reverse any charges so you can get your money back.
- Contact the Social Security Administration if you think your Social Security number was compromised.
- Download new antivirus software or update your current software. A firewall also helps, acting as a gatekeeper for your device. Tap or click here to learn more about these security tools.
- Use multi-factor authentication. Multi-factor or two-factor authentication (2FA) adds an extra layer of security when logging into an account and can protect you from future hacks. It could be a thumbprint, a bit of information only you know or a code sent to a device only you have access to. Tap or click here for more details on 2FA.
Protect yourself with a virtual private network
Using Kaspersky's VPN? Here's how to remove it from your PC, Mac or phone
As Russia’s invasion of Ukraine shows no signs of slowing down, hundreds of international companies are enacting various trade bans or sanctions on the country. Companies like Microsoft, Google and Apple stopped operations or pulled their products from Russian shelves.
The White House issued a cybersecurity list but forgot these vital steps
Though the Russia-Ukraine war seems like something happening far away, its impact has already reached our shores. We’re seeing it in fake emails and social media posts seeking financial aid for the “victims” of the conflict.