5 clever tricks holiday scammers use

JD in Dallas emailed me with a story. He and his wife were at the mall and stopped for a Christmas selfie. Two young men walking by offered to take the pic for them — and one kept wiping the phone’s lens inside his jacket.

“It seemed like too big of a production and felt suspicious. Am I overreacting?”

JD, you learned a valuable lesson: Never hand your unlocked phone to a stranger. They were most likely trying to send themselves money. Have your wife check her financial accounts for any strange transactions.

The holiday shopping frenzy is here, and most tricks are digital. It’s easy to let your guard down when you’re in a rush. I’ve got a list of the most devious scams you need to watch, brought to you by my antivirus pick, TotalAV.

Don’t fall for this junk

📦 Fake order confirmations: These are everywhere. The message is some variation of “Your package couldn’t be delivered!” Click the link to reschedule delivery and you’ll land on a fake site that asks for personal details like your address or credit card info.

🎁 Bogus giveaways: “Win $1,000!” Just fill out a quick form and you’re in! And you’ve just handed over your email, phone number and other details to who-knows-who. Only enter giveaways from companies and people you trust (like me!).

🔍 Search engine traps: You search for a store’s site or return policy and land on a scammy duplicate designed to steal your login info. Always type in the web address directly if you know it; otherwise, scroll past sponsored results, which are easier to hack.

💳 Skimmed checkout pages: Everything looks normal, but hidden behind the scenes, a skimmer on the site steals your credit card details.

🤖 Bogus CAPTCHA forms: You know the drill: Prove you’re human by checking “I’m not a robot.” But what happens next is the trap. Instead of moving forward, you’re asked to download a file for “instructions.” Spoiler alert: That “instruction” file installs malware on your device.

Kim’s holiday safety checklist

These scams are tricky, but you can outsmart the bad guys.

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Shopping scams are getting nastier: One victim in Maryland was tricked into paying a fake $0.99 “redelivery fee” and ended up losing $400. USPS and other shipping companies won’t add a shipping charge after the fact. These scams usually come via text, so watch out.

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