Are you spending too much on your cellphone bill? Here’s a smart way to save some cash

November 14, 2021

By Kim Komando

When was the last time you really looked at your wireless bill? There’s a good chance you’re paying more than you need to, especially if you’re 55 and up.

Switching providers might sound like a hassle, but our sponsor T-Mobile makes it easy. “What if my phone isn’t paid off?” you ask? Good news. Our sponsor T-Mobile will save you from paying too much on wireless by paying off your phone (up to $1,000) and providing a discounted unlimited plan just for those 55+.

Right now, T-Mobile is offering its biggest phone payoff EVER. If you’re ready to save on your monthly phone bill and get up to $1,000 to pay off your phone, keep reading.

Keep the phone you love

Here at the Komando HQ, we’re all about helping you save money. Your wireless bill is one of those recurring costs you can’t skip, but you can save.

Now when you switch to T-Mobile, they’ll pay off your eligible phone up to $1,000 via a virtual prepaid Mastercard. So bring the phone you love, keep your phone number and let T-Mobile pay off your phone for you, up to $1000.

The savings don’t end there. If you’re 55 or older, save more than 50% off AT&T and Verizon’s basic unlimited plans when you get 2 lines. Take advantage of this deal – it’s a no-brainer.

T-Mobile has unlimited rate plans just for people 55 and over chock full of benefits: Get two lines of unlimited data, talk and text for just $27.50 a line per month with AutoPay —with no hidden fees or surprise price hikes.

Here’s what else you get with the Essentials 55+ unlimited plan:

• Scam Shield: T-Mobile’s network-level protection identifies and helps stop scam calls before you ever get the call.
• 5G access included at no extra cost.
• Unlimited texting in 210+ countries and destinations and 2G data in Mexico and Canada
• 3G mobile hotspot data
• Free stuff with T-Mobile Tuesdays: Each week, T-Mobile compiles great discounts, exclusive offers and gifts to thank their customers.

One more thing to keep in mind. Only one person on the account needs to be 55 or older, so this is a great plan to share with anyone in your family.

Making the right choice is easy

T-Mobile makes it easy to get the plan that’s right for your needs while saving you cash every single month.

AT&T and Verizon also offer plans for seniors — but only if you live in Florida and with a higher price tag than Essentials 55+. T-Mobile’s plans include all the features you need at a price that won’t break your budget.

If you aren’t yet 55 but still want to save money, check out T-Mobile’s discounts for veterans, service members and their families. It also offers discounts for state and local first responders and their families.

Stop wasting money and start getting the most out of your wireless plan.  Visit a T-Mobile store near you, click  T-Mobile.com/55 or call 1-800-T-MOBILE now.

Important Information:

Keep & Switch: Virtual prepaid Mastercard typically takes 15 days.  Limited time offer; subject to change. Qualifying device, credit, service, and port-in (Verizon, AT&T, Spectrum, Claro, Xfinity, or US Cellular) required. You must unlock device before port-out; ask us how. Device balance (incl. lease purchase option) up to $1000.00 paid by virtual prepaid MasterCard (no cash access & expires in 6 months) which you can use online or in-store via accepted mobile payment apps, typically within 15 days. Tax excluded. Submit proof of balance & 90+ days  in good standing with carrier & device within 30 days of port-in and be active and in good standing when processed; allow up to 15 days. We might ask for more information. Up to 5 lines. One offer per subscriber. T-Mobile Prepaid MasterCard is rebate/reimbursement or exchange on port-in; for any tax implications, consult a tax advisor. No money has been paid by you for the card. Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Scam Shield:  Capable device required.  Turning this on might block calls you want; disable any time.

5G access:  Capable device required; coverage not available in some areas.  While 5G access won’t require a certain plan or feature, some uses/services might.  See Coverage details, Terms and Conditions and Open Internet information for network management details (like video optimization) at T-Mobile.com.

Essentials 55+:  Unlimited while on our network.  During congestion, customers on this plan may notice speeds lower than other customers and further reduction if using >50GB/mo., due to data prioritization.   Video typically streams on a smartphone/tablet at 480p. On device usage is prioritized over tethering usage, which may result in higher speeds for data used on device. Limited time offer; subject to change.  Postpaid only.Max 2 voice lines. Credit approval, deposit, and, in stores & on customer service calls, $30 assisted or upgrade support charge may be required. Monthly Regulatory Programs (RPF) & Telco Recovery Fee (TRF) totaling $3.18 per voice line ($0.60 for RPF & $2.58 for TRF) applies; taxes/fees approx. 10-33% of bill.  Capable device required for some features.  Not combinable with certain offers.  Plan not available for hotspots and some other data-first devices. Unlimited talk & text features for direct communications between 2 people; others (e.g., conference & chat lines, etc.) may cost extra. Roaming: U.S. roaming and on-network data allotments differ: includes 200MB roaming. High-speed data is US only; in Canada/Mexico, unlimited at up to 128kbps; additional purchase required for data elsewhere. Calls from Simple Global countries, including over Wi-Fi, are $.25/min. (no charge for Wi-Fi calls to US, Mexico and Canada). Service may be terminated or restricted for excessive roaming.  Not for extended international use; you must reside in the U.S. and primary usage must occur on our U.S. network. Device must register on our U.S. network before international use. Tethering at max 3G speeds.  For the small fraction of customers using >50GB/mo., primary data usage must be on smartphone or tablet. Smartphone/tablet usage is prioritized over Mobile Hotspot (tethering) usage, which may result in higher speeds for data used on smartphones and tablets.  AutoPay Pricing: Without AutoPay, $5 more/line/mo. May not be reflected on 1st bill.  Coverage not available in some areas. Network Management: Service may be slowed, suspended, terminated, or restricted for misuse, abnormal use, interference with our network or ability to provide quality service to other users, or significant roaming.  See T-Mobile.com/OpenInternet for details. See Terms and Conditions (including arbitration provision) at www.T-Mobile.com for additional information.   T-Mobile, the T logo, Magenta and the magenta color are registered trademarks of Deutsche Telekom AG. © 2021 T-Mobile USA, Inc.

50% savings:  Plan benefits vary; competitor plans may include additional streaming services and international data. AT&T and Verizon provide special rate plans in Florida only.