“Synthetic identity fraud
⚠️ “Synthetic identity fraud”: That’s when scammers use stolen Social Security numbers (often from kids) and add bogus names, birth dates and email addresses to create fake personas. They open credit cards, max them out and leave a trail of debt. Losses from this scam are projected to hit $5 billion next year. Have a kid 13 or younger? Fill out this form to see if they have a credit report, and freeze it if they do.